Governments Web Portal Essay Example | Topics and Well Written Essays - 1250 words

Governments Web Portal - Essay Example All things considered, there remains the awkward corresponding to robotized telephone frameworks, which very regularly will furnish one with each choice however the vital association. How does the administrative site contrast with these and other practically identical data destinations Well to see the government's cases, one need just snap onto the About Us association. This connection opens to a not insignificant rundown of self-advancements, starting with an announcement of the website's arrangement, or vision, which is portrayed as an impetus for a developing electronic government. while flaunting a bigger number of associations with government destinations than any business locales on the web. This is surely a consoling idea: the legislature has enough control of its own openness that there are sure defends to forestall unseemly interfering. The site is announced to be possessed by the residents of the United States, much like the standards behind our government, which can be taken in either a devoted or critical way, contingent upon one's very own tendency. Increasingly conceivable is the rationale behind the site's inferred advancement as a reaction to the occasions of September eleventh, 2001: a PR battle to depict the administration as acting rapidly to improve security. This loans an emanation of suspicion to the site, as if George Orwell's Big Brother is approaching over the normal resident's shoulder as they examine the electronic pages To see different manners by which the administration responds, one can tap the America Responds to Terrorism interface. Here is a posting of related destinations, for example, 9/11 recognition occasions, how to ensure yourself , work force locators, travel wellbeing, compassionate associations and data about Iraq. To Secure yourself, one ought to have an away from of what to ask, as the connection itself prompts an extensive rundown of the most recent five years of features, from mail treatment of natural dangers to fiasco readiness and becoming familiar with psychological warfare. The bio-danger Bacillus anthracis alarm is referenced - guidelines are alluded to as stowing away in the library - however nothing is referenced about the CDC constraining its responses to these panics. An excessive number of bogus assaults were demonstrating excessively costly. Then again, the Prepared yourself for crisis interface associates you legitimately to the workplace of Homeland Security, who rea sonably records cautioning indications of introduction to concoction dangers in spite of the fact that if creatures were truly passing on surrounding somebody, what practical possibilities are as yet accessible to them Identifying the debased region and expelling oneself or finding a protected zone is simply acceptable good judgment, and, in spite of the fact that it may sound hard, likely a piece of Darwinism in real life. The conduit taped trash packs over windows are not referenced, conceivably as excessively close a suggestion to the duck and spread adroitness of the Cuban Missile Crisis, yet on the off chance that the most clear proposals are being referenced, shouldn't such things despite everything be recorded some place Although maybe some thought is expected here. In occasion of a genuine squeezing crisis, barely any individuals would set aside the effort to get to this site, depending

Journal Assignment Example | Topics and Well Written Essays - 500 words - 15

Diary - Assignment Example ican economy confronted a couple of difficulties realized before the finish of the WWI, the then initiative set up proper methodologies, which empowered the US to rise as the most impressive economy around then. The period also accompanied a ton of developments, eminently Henry Ford’s discovery in the car segment of the business, and the presentation of the radio, which was energetically grasped across different pieces of the US (Faragher et.al 597). The American writing was not deserted either as works from essayists, for example, Willer Cather guaranteed that it earned its place in the worldwide guide. A comparable case can be said of the American music industry, where jazz did it for some. The possibility of instant apparel just as canned nourishments made life simpler for everybody. In as much as the thundering twenties restored the circumstance of regularity to the American residents, a piece of the American populace was contrarily influenced. Because of effectiveness and high efficiency of the machines, there was low work request, a circumstance that made it hard for a significant area of the populace to win their living as their wellspring of pay had been cut. The food part of the economy was comparably influenced because of a decrease in costs which was realized by high food creation, which surpassed the interest. The period made it hard for little scope ranchers to misuse their maximum capacity because of the exorbitant machines that must be managed by the well off homestead proprietors. American residents who had adequate assets for speculation wandered into fruitful organizations that concurred them great returns. Then again, the low-pay workers kept on living from hand to mouth. Because of this, social classes rose inside the United States, the rich residents collaborated with their equivalents, a circumstance that was correspondingly seen inside low-pay workers. Because of contrasts in social class, the accessible courtesies were not shared similarly as certain individuals had the option to

How to Write a Legal Research Paper

How to Write a Legal Research PaperIf you are writing a legal research paper, you will need to take the time to think about what you have learned. In this article, we will discuss why a good foundation is important for a solid writing process and why it's important to think carefully about what you have learned when you are beginning to write.One of the first things you should consider when writing a legal research paper is the basic structure of a book. If you want your work to be presented as an organized sequence of events, each paragraph to start at a particular point, you should first consider what a book would look like. You will want to consider all of the various structural elements of a book, including page numbers, chapter headings, and several chapters and even an index.You should also plan out what the various chapters will look like when you are finished writing the book. You should establish what the title page looks like, as well as how many pages each chapter is. Once you have a good idea of the structure you want to have, it will be easier to see how to arrange the points you wish to make throughout the whole book. For example, you may have a chapter on a particular legal subject and want to make a point about that topic in each paragraph.When you are writing a book, it is important to first think about what it is that you wish to cover when covering a specific legal issue. If you plan to cover many different topics, it is useful to determine what the general idea is. What is the subject of the book? Do you want to go into the history of the law or how the law applies in different situations?You will also want to think about how much material you will be including in your legal research paper. Your plan should include about 3-quarters of a page on each topic, but you can choose to keep that amount under or over. For example, you can use a lot of real information or you can use a very detailed outline. You can even vary the amount of information that you include depending on the complexity of the topic.The next step is to think about the structure of the chapters. Most books will start with a chapter head, which is where you will establish the general structure. A chapter heading will be followed by an outline that will go over the key points in the chapter and include references. At the end of the chapter will be a conclusion and will provide a list of resources.The last step is to write your book outline. You can choose to work on a draft with a collaborator or you can make the outline up as you go along. You can go back and edit the outline until you are satisfied that it will work well. If you decide to make the outline up as you go along, make sure that it will not lead to any contradictions later on.These are the basics of how to write a legal research paper. Make sure that you always remember that it is important to think about the structure of the book, the structure of the book outline, and the structure of the ch apters. Once you have all of these details in place, you will be able to start thinking about how to write a good book.

Roman Culture Has Impacted - Free Essay Example

Sample details Pages: 3 Words: 951 Downloads: 7 Date added: 2019/08/08 Category Literature Essay Level High school Tags: Oedipus Essay Did you like this example? Roman culture has impacted many individuals. From todays society and back then drama shows a major aspect of ionic ability. They are given the up-most credit for drama and theatre. Don’t waste time! Our writers will create an original "Roman Culture Has Impacted" essay for you Create order Theatre and acting are still different forms of amusement just as it is acknowledged in greek culture. I have learned alot from greek culture, Greeks created the first Democracy. In order for a law to be passed, the number of votes needed to be majority. Today, in the United States personally use a democracy but it is direct. Prevailing the drama Oedipus, without exception every man goal was to have a better life for themselves. Oedipus wanted it to be known in his society that not only did he have the highest power, but wanted to be observed at as a God. Relating this to many celebrities in todays society they expect to have this kind of power. Many politicians and celebrities disremember that they are still regular human beings at the end of the day, they just have others rooting for them, but it doesnt make it right for them to overstep their boundaries. When the plague attacks the city of Thebes everybody looked to Oedipus to dilemma the problem. The city knows every person looks up to Oedipus to have a resolution because he is royal which that is also a common trait in America today. When things go wrong in our society we expect the President to make things right. We dont blame ourselves instead we look up to a higher source and hold them accountable. In todays world we feel as if it is the governments power to care for us and to fix any issue within the nation. In Oedipus males are the main decision makers for their society which is still the same in our society. Even though many women have stepped up to the plate and took charge of the political scene, men will always be seen as being more powerful which is their duty. It is seen that woman are suppose to be lady of the house while men is the provider just like Greek culture. In Greece, women could not participate in plays that were written about them, men had to play the role for them. Grecian life they wanted to find an answer for everything and it was a reason for every action they made. In Oedipus they sent Creon to Delphi because they wanted him to find out why the infestation invaded the city. He wanted to know who execute his father but in reality it was his own fate to wipe out his father and marry his mother. He then left his imagined parents to avoid following that fate. He wanted Creon executed because Oedipus felt as if he was betraying him but then the Chorus persuades Oedipus to let him live. One thing I have learned from this play is that you cannot escape your fate no matter how hard you try, and that is what Oedipus was trying to do, he requested to escape and move far away from his family. Society then had a big importance on the principles behind greek civilization and the country was lead by the people. In todays society Oedipus compou nd is a not common logic which is not seen in normal human development. It is not accustomed for someone to to marry their mother or father then have a child by them. This can all connect back to the modern world, Oedipus could not put his pride to the side, he felt as if he could do and say anything and not a problem with it. Our self-knowledge can sometimes misled by our pride. We may not realize we are doing something wrong if no one speaks up about it. Its hard to imagine any scream movie without an intense, anticipating tone that works up mood. Greeks are responsible for the birth of drama. Its not so common in our society that one would have a sexual feeling towards their parents, or wanting to kill their father for a sexual feeling towards their mother but it could happen. Relating to the movie Cyrus, was about a grown boy who was recognized as a mothers boy was problematic in societys eyes and many seen him as an displaced person or odd. In Oedipus it is hard for him and his mother to break away from each other. If it was like that now they would be bashed and hated for having such feeling like that for one another. Just as Oedipus class lowered from royalty to low-class, the plays themselves have become less and less fancier. Nowadays, we watch movies about average, everyday people. Plays are based on historical events. The greeks wanted to make the best out of life and how they should live their life in that society. They stated that if you violate the social standards you will suffer throughout your lifetime. Oedipus is perceived to be a stubborn person, he believed that Tiresias was not telling him the truth and that Creon sent him to lie even though Tiresias proves that he can see the future. Present-day people can also be stubborn, once they have a set feeling on something they are going to stick with how they feel and nothing can change their mind, even if they have a thought of being right or wrong. Oedipus arrogance started showing in this play once he believed that he can become equal to all the other Gods. He was only perishable, and since he saved the city from sphinx he felt as if h e was the greatest God. Arrogance is important trait in todays world mostly towards the trendsetters.

Old Age Is Partially Responsible For The Risk Of...

Normal aging creates imminent and inevitable changes. Old age is partially responsible for the added risk of developing health-related issues within the elderly population. The SPICES evidence-based tool provides a framework for analyzing older adults concentrating on six comparable marker conditions: sleep disorders, problems with eating and feeding, incontinence, confusion, evidence of falls, and skin breakdown (The Hartford Institute for Geriatric Nursing, n.d.). These circumstances provide a glimpse of a patient s total health as well as including the quality of care. The SPICES assessment, done frequently, can indicate the need for further precise assessment and undergo prevention and treatment of these above-mentioned conditions. Prior to developing the questions for the interview we looked into some gerontology-related journals and research. In addition, our group watched a video that demonstrated a clinical teacher and her students going through the assessment with a real cli ent, this allowed us to develop interview strategies, identifying risks, and the need for further evaluation to implement preventative and therapeutic interventions. For the sole purpose of this paper, we will refer to the woman interviewed as Ms. K, a fictitious name in order to protect her privacy. With our practicum teacher’s assistance, we selected an 87-year-old elderly woman who had been living independently on her own since her husband died ten years ago. Ms. K was admitted to theShow MoreRelatedAbnormal Psychology Terms9960 Words   |  40 Pagesthe hospital that our kid had a problem, the parents said. unless the parent is using 20-20 hindsight, the childs diagnosis most likely is im concerned about Ritalin use; its possible effects on childrens growth, and its increasing heart-attack risk in hypertensive adults an acquaintance worries. your best reply, based on the most recent research is it is obvious that this case of obsessive-compulsive personality disorder ari ses from an early childhood fixation. which type of psychologist wouldRead MoreDiscuss the Importance of Non Verbal Communication to Education24125 Words   |  97 Pagescounterparts and staff of collaborating partners (and/or their families) to HIV infection and the impact of AIDS. | Project staff may be vulnerable to HIV infection and the impact of AIDS, but few projects offer HIV/AIDS-related workplace programmes. | Projects establish HIV/AIDS-related workplace programmes (staff training on HIV prevention; review of working conditions, benefits and procedures; appointment of HIV/AIDS focal points, etc.). | A local NGO is contracted to design and implement an HIV/AIDSRead MoreCountry Note Book of China17054 Words   |  69 PagesCountry Notebook The Country Notebook—A Guide for Developing a Marketing Plan The Country Notebook Outline (Click here for more information about the Country Notebook.) †¢ I. Cultural Analysis   †¢ II. Economic Analysis †¢Ã‚  III. Market Audit and Competitive Market Analysis   †¢ IV. Preliminary Marketing Plan I.  Cultural Analysis writing guide Guideline I. Introduction writing guide A significant aspect of China is its long cultural and national history. The ChineseRead More7 Megatrends 203026297 Words   |  106 Pagesconsolidated   the   results,   using   them   to    define   seven   megatrends We   next   broke   down   the   seven    megatrends   into   21   subtrends,   looking    at   each   from   a   global   perspective   and    the   viewpoints   of   industrialized   and    developing   countries Finally,   we   identified   corporate   actions    that   companies   worldwide   should    consider   taking   today START INDEX TRENDS CONTACT 2 CONTENT OF THE TREND COMPENDIUM 2030 A. B. C. D. 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Flushed ski n. 9. A 20-year-old mother of a premature newborn smoked cigarettes during her pregnancy. Her son is a client in a neonatal intensive care unitRead MoreProvincial Jail10855 Words   |  44 Pagesand Built Environment | Proposed Redevelopment of Provincial Jail of Batangas | AR 200 - Thesis Research Writing | BY | CALINGASAN, NANCY APRIL2005109704 | 5/10/2012 | Crowding, degrading physical and mental health of prisons, and deteriorating environmental quality are common issues in Philippine jails. This research aims to suggest built environment improvements in provincial jails considering both its punitive and reformative functions. Architectural recommendations include (1) exclusionaryRead MoreAgricultural Science Sba12288 Words   |  50 Pagesproduction of ammonia and harmful pathogens. The materials used for bedding can also have a significant impact on carcass quality and bird performance.[1] There are specific practices that must be followed to properly maintain the litter and maximize the health and productivity of the flocks raised on it. Many factors must be considered in successful litter management including time of the year, depth of the litter, floor space per bird, feeding practices, disease, the kind of floor, ventilation, wateringRead MoreSocial Welfare Administration10174 Words   |  41 PagesAdministration Concept, Objectives and Principles of Social Welfare Administration Social : Group interaction/ Non commercial/ Philanthropic. Non-commercial action that does not strictly fall within the public competitive market process of sales and purchase. Welfare: A state of faring or doing well Positive: Enjoyment of health, prosperity etc. Negative: Freedom from clamity, sickness etc. Welfare originated to help those individuals who could not purchase their needs in the market according to the commercialRead MoreHsm 542 Week 12 Discussion Essay45410 Words   |  182 PagesCourse Objectives (TCOs): A | Given a situation related to reproductive genetics, genetic research, or the human genome project, develop a set of legal and ethical guidelines, which can be applied to genetic issues for the conduct of medical practice and/or research. | B | Given the contentious debate surrounding issues of procreation, develop an institutional policy, which can be applied to the range of treatment and research issues related to procreation. | C | Given the mandate for advance

The Exploitation Of Africans And Members Of The African...

Throughout American history, the exploitation of Africans and members of the African diaspora continues as a controversial topic among cultural critics because of America’s unwillingness to accept the flaws of its past. Discussions on whether the sentiments of slavery still impact people of the African diaspora are intricate. Furthermore, the marginalization of people of the African Diaspora continues to complexify the issue. Social concepts in modern America such as education, nationhood, fact making, discrimination, racism, systematic oppression, etc. all relate back to history, specifically slavery. Ultimately, Europeans’ dehumanization, exploitation, and demoralization of African slaves during the eighteenth and nineteenth centuries†¦show more content†¦Comparable with hunting, after you find and capture a slave you must prevent them from escaping. In preparation of a revolt, Europeans would have multiple tactics in place to instill control, â€Å"European s had learned to prepare for rebellion as early as 1651.† (Gomez 76). Forcing nakedness upon the Africans created a sense of vulnerability; furthermore, Europeans apprehended African men with wrist and ankle chains to avoid rebellion. Comparatively, women were chained and kept separate from their male counterparts to discourage escape. Separating the men and women was not solely in case of revolt, it was also a way to control the slaves mentally and physically. According to Gomez, â€Å"the separation of male and female captives also facilitated the long, sordid history of the rape of African women and girls by European men, a humiliation that began before they were ever sold to the New World† (76). These dark methods along with many others would influence the future treatment Africans and eventually people of African descent experience, painting a bleak narrative in the Americas riddled with racism, prejudice, discrimination, and oppression. Problems such as discrimination, exclusivity, separation, and racism significantly affect the Black identity and relate back to Slavery. Europeans’ successful efforts to control African Slaves have resulted in a series of modernShow MoreRelatedEssay on African Diaspora1818 Words   |  8 Pageswhat is the African diaspora? (Who should be considered in the African diaspora? How is this like the black Atlantic and how is it different?). Students should use the Colin Palmer piece to answer this question. In its most recognizable form, the African diaspora refers to the many cultures and societies abroad that exist throughout the world as the result of the historic movement, mostly forced, of native Africans to other parts of the globe. Most specifically, the African diaspora is the blanketRead MorePerceptions of the Supernatural Among African-Americans1472 Words   |  6 Pagessupernatural among African-Americans, due to the incredible diversity within the community. Individual differences will also inform different worldviews related to paranormal and the occult. In fact, historical evidence reveals a rich and varied spiritual expression, which was not tied down to or by any one religion. At the same time, archaeological evidence reveals a palpable spiritual unity, a coherent, transatlantic belief system, (Conjuring in the Big House Kitchen 1). African syncretic traditionsRead MoreThe Pan African Significance Of The Obama Administration3061 Words   |  13 PagesThe Pan-African si gnificance of the Obama administration, Obama the offspring of a Kenyan engulfed in a bi-racial reality (thus rendering him sensitive to multiculturalism) who fulfills the dream of an oppressed people, has been the perceived unification of both the African continent and the diaspora. However, the term Pan-Africanism comes to stir strong feedback because there is no consensual agreement on what it is. W.E.B. DuBois, in the 1930s, defined Pan-Africanism as a movement aimed at anRead MoreColonialism and Oppression in the African Diaspora Essay2014 Words   |  9 PagesColonialism and Oppression in the African Diaspora The experiences of the women of the African diaspora are as diverse as the regions they have come to inhabit. Despite the variety in their local realities, African and African-descended women across the planet share in many common experiences. 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When the Montgomery bus boycott began in December 1955, all but four African nations were under colonial rule; when King delivered his last public speech on April 3, 1968, thirty-six African countries had gained their independence. Most scholarship on King’s internationalRead MoreHistorical and Ethnographical Study of the Rastafari Religion2398 Words   |  10 Pagesespecially in and around Kingston, who believe in being repatriated to a designated homeland in Africa. Through their reinterpretation of the bible, an ascetic-leaning lifestyle, and heavy influence of previous Revivalist religions and African Myal traditions, they have carved a religion that is worldly, conscientious, and , now, world renouned. Icons such as Bob Marley, spliffs, their red, gold, and green flag, and their memorable accent make these people very interesting

Regulation of Australian Banks for Regulation - myassignmenthelp

Question: Discuss about theRegulation of Australian Banks for Financial Regulation. Answer: The Australian nation is one of the reputable countries in terms of financial regulation. This is attributed to the fact that the country has put sufficient policies that govern the sector. The banking sector is one of the efficient sectors that are relied upon for the success of the countrys economy. Today, any country that wishes to compete favorably and sustain its population must invest heavily in the financial sector and regulation of the same. The success of Australia is a story that began long ago and there is enough documentation to depict this state of affairs. In this case, this discussion will examine the history of bank regulation in Australia, the current state as it stands and how the sector can be improved in the future. (Russo 2016, p. 235-260) The history of bank regulation dates back to the nineteenth century. This was the dawn of many other economies and to be specific, Australia formed its first back during this period. Given that this was a colonial era, Australia exercised most of its regulation from its areas of influence which included states. The business of starting and executing activities of banking and regulation did not go on in a smooth way. The end of the nineteenth century saw a terrible fluctuation whereby the states under the influence of Australia underwent a series of depressions. Such states included Victoria. When these trends could not be contained any more, the country lost its economic course through a collapse of several banks. (Milbourne et al. 2010) The beginning of the twentieth century in the year 1901 was characterized by the establishment of a federation which was enjoined in the Commonwealth association. This implied that the regulatory activities would be executed by this world known setup which had the muscle to ensure that the regulations would be followed to the latter. Through the efforts of the Commonwealth stakeholders, Australia established a central bank which would be used to execute most of the regulatory processes. Apparently, since the establishment of the central bank up to the modern days, Australia has not had any turmoil in the banking sector and no bank has collapsed as a result. (Jarvis 2013, p. 456-467) The aftermath of the Second World War created the perception that the government had the capacity to control the economy because it had shown indications that it would also regulate banks. As a consequence, new rules were set up. The rules bordered on the capacity to lend, rates of interest, bank reserves and the securities that the government can access. The central bank was derived from the then RBA which was tasked with the duty of oversight upon other banks. The movement of time was described by the changes in the trends in the banking sector. This meant that the sector adopts the new policies as time dictated. More specifically, there was a committee that was formed in the year 1970 and it was known as the Campbell Committee. The suggestions in its report led to a new turn of events which saw the whole banking system deregulated. (Ferran et al. 2015) The results of the Campbell Committee report adversely affected the regulation of the banking sector. This prompted the stakeholders to reintroduce the regulation policies through a process that was called re-regulation. This new development highlighted the weaknesses in the report and did away with most of the suggestions that had resulted to a system of lawlessness in the sector. Re-regulation was facilitated through the introduction of APRA and ASIC which took charge of the situation by instituting new regulations that increased the powers of the Reserve Bank of Australia (RBA) which was later upgraded to the central bank. (Jacob et al. 2010) The Australian financial sector has had to undergo some turbulent times despite the fact that it has implemented the regulatory policies. For instance, the last decade has been described by governance deficiencies attributed to the lack of accountability by the financial advisers. This has adversely affected the banking sector which has been depicted as a weak entity among other sectors in the operationalization of the Australian government (International 2012, p. 654-666). There are more issues related to the sector and one of them is the insurance claims which have not been fulfilled. These claims are quite rampant and the situation puts the banking sector at risk of losing international repute which had been built over a long period of time. Besides, there is a claim that a major bank in the country has not taken any regulatory steps to reprimand the individuals who were involved in a series of events that border on the money laundering misconduct in the banking sector. (Jang et a l. 2012) Having examined the rich history of the Australian regulation of banks, it is prudent to build upon the history by examining the current status of the banks and the processes of regulation forthwith. The process of bank regulation in modern day Australia is described by the systems of governance and the structures that have been instituted to supervise all the banks (Mohamed et al. 2012). This arrangement is fulfilled through parliamentary legislations, issuance of licenses, creating liquidity rules and establishment of requirements for foreign investors. To strengthen this process, the stakeholders must incorporate the services of the international organizations which also act as the regulatory agencies. (McElroy et al. 2009) In terms of legislation, the parliament of Australia often creates laws that govern the banking sector. The parliament derives the laws from previous legislations by amending the acts and statutes which were formed in the past. Some of the acts include the Banking Act of 1959, Reserve Bank Act of 1959 and the 2001 Corporations Act that is the latest to be reviewed in the parliament. Apart from the acts of parliament, there are other regulatory bodies. The first one is the Australian Prudential Regulatory Authority (APRA) (Fleming 2014, p. 87-90). This is a body that was also created by an act of parliament and the main duty that it performs is to regulate institutions that fall under the category of deposit takers. It also extends its jurisdiction upon insurance companies that specifically offer general and life policies. Another regulatory entity is the Australian Securities and Investments Commission (ASIC). This is an establishment which regulates the financial markets and it has a jurisdiction over corporations and the general conduct of how their stakeholders conduct themselves. Just like APRA, ASIC was also created through an act of parliament and the other important task executed by the latter is to protect investors from external influence (Pauly 2013, p. 54-55). The last authority is the RBA which serves as a regulatory agency that oversees all other activities of the junior banks. Therefore its duties border on policy making, stability of the entire financial system, and the systems of payment for the government and the civil service. Basically, the RBA is the bank for the government. It advises the government on the type and amounts of expenditure to be done and in times of economic depression, it lends money to the government to run its operations. The RBA determines the amount of interest that can be charged by the banks. Therefore it undertakes a general study of the state of the countrys economy so that it can curb incidents of inflation or defla tion. The mandate it has upon all other banks is what makes the RBA a very influential institution in terms of regulating the banking sector. (Carmichael et al. 2012) Another form of regulation that is being practiced in the banking sector is the idea of licensing. This is critical because the world has moved into an era where incidents of fraud are very rampant. For example, the levels of technology have advanced and many fraudsters may take advantage of the gullible public to take their money (Carmichael et al. 2014). Given that banks are deposit taking institutions, there is a tendency for unauthorized institutions to fleece clients of their money and fail to access it in the future. For this reason, the Australian government through the 1959 Banking Act has instructed the APRA to implement policies that will bar any unlawful business from taking off. (In Beccalli et al. 2015) There is a set of requirements that have been set by APRA which set certain minimums that any organization must meet before it can be admitted as a deposit taking group. The first requirement is that the entity must have adequate capital which must be approved by APRA as sufficient to make reserves for such institutions. The second requirement is the capacity with which the company can manage risks and the systems that form internal control structures. Risks border on the financial losses and the natural occurrences that result to hazards. The institution that seeks to be incorporated in the banking sector must have proper processes that comply with the prudential standards. The banking sector demands that thorough investigations are done upon the information and communications strategies of the prospective organizations so that the clients that will be served are guaranteed of adequate access to the relevant information. The institutions are also expected by APRA to adhere to the re quirements of the accounting systems. Lastly, this regulatory authority demands that the institutions exhibit thorough intentions of the audit process which would be done both internally and externally as it is required by the regulations. (Bologna et al. 2010) The banking system is a subject that should be discussed in from the perspective of the future because of the dynamics of the world today. Regulation should be an exercise that is subject to revision because the environment keeps shifting. There are new forms of trickery that are designed by the agents of doom who wish to sabotage the sector. Currently, Australia has put up adequate forms of regulation but this is bound to get outdated. The demands of the market are projected to change and systems will also shift. The nature of the banking sector corresponds to other sectors but there is a little discrepancy. Banking relies so much on technology especially in the storage of data for the clients. This is critical because the customers exist in large numbers. There is a specific need to regulate the use of technology to limit the incidents of fraud which may tamper with the data. (Islam et al. 2008) In terms of licensing, it can be recommended that the regulatory agencies include other security features on the licenses to improve the credibility of those documents. In the same perspective of fraud, the current licenses issued to the deposit taking organizations by APRA do not have sufficient security and they may be duplicated through high level technology. Apparently, the need to make a living in the market may motivate fraudsters to process fake licenses to run their businesses. The importance of secured documents is that they can be easily verified. In fact, APRA should consider using biometric data of the holders of such licenses so that finger prints can be used in case there are any doubts. Biometrics has been used in other governments and the testimonies are quite positive. The future of the Australian banking regulatory system is so bright because some of these recommendations have begun to be implemented. Advanced economies such as the United States have set benchmarks which can be adopted by Australia. (Mugasha 2013, p. 1060-1073) Another recommendation is that the regulatory agencies should put in place laws that are too stringent. The laws should be oppressive enough to frighten any criminals from engaging in the unlawful acts. Acts of fraud are said to be economic crimes whose charges are very severe in other parts of the nation. Australia can use the parliament to institute policies that will impose very high fines or long imprisonment terms. As it is now, the government of Australia has very lenient terms which encourage people to break the economic laws. (Takts et al. 2009) The capacity of institutions to function well lies in the support that they get from the governments of their countries. The support ranges from both material and moral gestures. For instance, the regulatory establishments such as APRA and ASIC should be facilitated with finances from the government just to make sure that they are working to achieve their goals. This support should not be seen as a favor; rather, it should be taken as an obligation by the government. The future of the Australian banking sector can be vibrant if they consider funding their institutions abundantly. This is the secret that has been adopted by the large economies of the world such as China and the United States. Moral support borders on the capacity of the government to motivate the staff within these bodies. This could be done by better remuneration and assuring them of the security of tenure. This step is critical in boosting their morale so that they work with passion. In the past, Australia has been quick to execute sacking orders which really affected the regulatory agencies. Motivation may also be done by giving leaves to the workers so that they get time to spend with their families and attend to other personal lifestyles. (Norton 2014, p. 56-60) The last recommendation would be for Australia as a government to enhance inter-organizational visits so that various institutions arrange forums for discussion and interaction. The importance of such engagements is for the institutions to share knowledge and exchange ideas on how to improve the regulatory structure. This will overturn the current notion whereby each body works independently. If such forums are held, the Australian institutions will have a large bank of knowledge and they may not necessarily refer to outside countries for help. This is a country that is endowed with professionals from all manner of fields. If the technicians from the IT field share knowledge with bankers, a lot of knowledge would be created. This is an example to indicate that the process is viable. (Head et al. 2015) References Bologna, P., International Monetary Fund. (2010). Australian banking system resilience: What should be expected looking forward? : an international perspective. Washington, D.C.: International Monetary Fund. 24(78), 377399. Carmichael, J., Fleming, A., World Bank Institute (Washington, D.C.). (2014). 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